So, some of you have been asking, so I thought I'd dedicate a few words to the topic. What I know about the driver that hit James:
- He was in a 2005 Dodge dually
- His adult passenger was pregnant and admitted for observation 12/31
- He and a toddler were not admitted to the hospital.
- There was no accident report made. Evidently in Round Rock it's an option unless there's a fatality.
- He rents a house
- He was born in 1981
- He had minimum Texas liability (30/60/25)
We were also insured. We also had (30/60/25) minimum liability. We did have the PIP and also under/un-insured coverage. We've been told with the unfortunate combo of maximum hospital bills / minimum insurance, that there is no "retribution" for James. You can't sue an individual with no assets and his insurance was exhausted by just the first few days at Seton.
So what is left is the kindness of strangers and the generosity of the body of Christ. We want to thank you for bring the kids dinner, for all the gas cards and gift cards. Organizing play dates for the kids, visiting James, and offering services like fixing the laptop, loaning an iPad, cleaning the fish tank, etc.
Money is tight on a normal month- I know, for all of us- but it is truly the gift cards that have allowed us to buy gas that allows us to be here with James each day. It looks like he's going to remain here doing OT on the eighth floor of Brackenridge until the VA brings him to Temple for rehab. (They also have a rehab in San Antonio, but I can't handle thinking about that, so I won't unless they send him there.)
It looks like we can start shopping for an Excursion under $9,000. I was all prepared to take his insurance to small claims court but they offered a generous replacement amount. Now they are fighting me on the cost of carseats and the cost of James' glasses etc from stuff ruined in the wreck.
We still have the saving account at Chase, and a fundraiser through Arbonne until the 31st. But most of all what we need is continued prayers for the next phase of James' recovery-rehab of his body.